Payment Processing

Accepting Credit Cards

We can integrate virtually any payment solution into your website. By far the most popular is the Website Payments Standard product from PayPal. This solution is used by millions of business owners to allow customers to pay with credit cards on their website. However there are other options for Canadian businesses as well. Click the options below to view more information:

• PayPal Website Payments Standard
• PayPal Website Payments Pro
• Moneris eSelect Plus
• Beanstream

Purchase Orders

If you sell complicated products you may not want to accept payments online. In this case we can setup your website to accept purchase orders. Customers can browse your catalogue and enter their information to request more information or Add to Cart and submit a purchase order for you to review.

Accept Credit Cards and Process Offline

Some business prefer to collect credit card information on their website and then process the order offline after they have had a chance to review the order. This is possible using high-grade encryption to ensure that your customer's credit card data remains secure.

Catalogue Websites or Request for Quotes

You may not want to accept payments or display pricing at all, or you may sell products that require a quote. This is typical of catalogue-style websites that display highly customized products.

PayPal Website Payments Standard (for Business)

Monthly Fee	FREE
Transaction Fees	2.9% + $0.30 CAD
Cards Accepted	Visa, Mastercard, AMEX, Discover
Currency	Multiple supported (CAD / USD)
Notes	There is no monthly fee is because the payment page is hosted by PayPal and contains PayPal branding. It is still integrated into your website. Most businesses start with this because it is free.
Get Started	You'll need to signup for the PayPal Website Payments Standard (for Business) account and link it to your Canadian bank account.
Signup time	5 minutes to signup and 3 days to connect a bank account.

PayPal Website Payments Pro

Monthly Fee	$35 to $40
Transaction Fees	1.9% to 2.9% + $0.30 CAD
Additional Costs	SSL Certificate and Dedicated IP Address ($60 / year) Setup Fee: NONE
Cards Accepted	Visa, Mastercard, AMEX, Discover
Currency	Multiple supported (CAD / USD)
Notes	Payment page is fully integrated into your website. No PayPal branding required.
Get Started	You'll need to signup for the PayPal Website Payments Pro account and link it to your Canadian bank account.
Signup time	10 minutes to signup, up to 1 week for approval and 3 days to connect to a bank account.

Moneris eSelect Plus

Monthly Fee	$40 to $45
Transaction Fees	1.8% to 3.5% + $0.15 CAD
Additional Costs	SSL Certificate and Dedicated IP Address: $60/year Setup Fee: $90 - $250 through Moneris Setup Fee: $299 through NextTree Requires PCI Certified Hosting
Cards Accepted	Visa, Mastercard, AMEX, Discover
Currency	CAD
Notes	Payment page is fully integrated into your website. Moneris is generally used for high transaction websites because it gets the money into your bank account faster than PayPal with lower overall rates.
Get Started	Signup for Moneris through Sterling Card Solutions for better rates. http://www.sterlingcardps.com/
Signup time	3 to 4 week approval process.

Beanstream

Monthly Fee	$30 to $40
Transaction Fees	Negotiated based on order volume: 2.9% typical + $0.25 CAD
Additional Costs	SSL Certificate and Dedicated IP Address: $60/year Setup Fee: $299 through NextTree Setup Fee: $0 - $199 through Beanstream Requires PCI Certified Hosting
Cards Accepted	Visa, Mastercard, AMEX
Currency	CAD
Notes	Payment page is fully integrated into your website. Beanstream is generally used for high transaction websites because it gets the money into your bank account faster than PayPal, but has higher startup costs.
Get Started	Signup for Beanstream. http://www.beanstream.com/
Signup time	3 to 4 week approval process.

Full Feature List

Click here for a full feature list of what is included with a NextTree-designed ecommerce website.